They call it Obamacare and they want to repeal it. They say that U.S. people don’t like it. They say that they were elected to the Congress to repeal it, and if they can’t do that then they will try to make sure that they do everything they can to stop it from going into effect by not providing the funds needed to actually have it work. So I ask if you are one of those that would like to see the Affordable Care Act repealed, then I ask just which parts of it would you like to see repealed?
- Young adults will be able to stay on their parents’ health plans until the age of 26. Would you like this part of the ACA repealed?
- Insurers will NOT be able to deny coverage to children based on pre-existing conditions – unlike in the past where people who were already sick could NOT get insurance, the AFFORDABLE CARE ACT says that insurance companies must accept such people. This is what insurance is supposed to be all about. Would you like this part of ACA repealed? Starting in 2014, this. provision will be extended to all age groups. In other words, no matter how old you are and how sick you are, you WILL be able to get insurance.
- Insurance companies can NO longer put limits on how much they will pay out on coverage for a consumer’s lifetime. In other words, in the past if you got really sick and your payments exceeded some amount, the insurance company stopped paying. The fact that you were in the hospital or needed medical attention was of no concern to them. When ACA was signed, it meant that they could NO longer set such lifetime caps on your coverage. Would you like this part of ACA repealed?
- Likewise, by 2014 insurance companies will NO longer be able to put limits on how much they will pay out for coverage in a year. In short, you will get the coverage you actually need. Would you like this part of ACA repealed?
- Insurance companies will NO longer be able to stop coverage for a sick person because they accidentally made some error on the application they filled out for insurance. Would you like to see this part of ACA repealed?
- Insurers will have to come up with and implement a better appeals process for consumers to appeal decisions. Would you like this part of ACA repealed?
- New health plans must cover a minimum set of preventive benefits, including basic immunizations and even certain types of screenings, in some cases without copayments. Would you like to see this part of ACA repealed?
- Small-business owners are now eligible for a tax credit of up to 35 percent of the cost of premiums. Would you like to see this part of ACA repealed?
- The maximum adoption credit will be raised to $13,170 per child, up from $12,150 in 2009, so you can recover adoption expenses such as adoption fees, court cots, attorney’s fees. Would you like to see this part of ACA repealed?
- Healthcare plans that spend less than 80 percent of premiums on healthcare services will be required to provide rebates to customers. In other words, insurance companies serving the large group market will have to devote 80-85 percent of every dollar to patient care and improving quality of care, and not to overhead costs, executive salaries or dividends for shareholders. If insurance companies fail to meet these standards, they will have to provide rebates to consumers. Would you like this part of ACA repealed?
- The “donut hole” will become smaller. Pharmaceutical manufacturers will have to provide a 50 percent discount on brand-name prescription drugs to older Americans on Medicare who fall into the “doughnut hole”, which refers to the out-of-pocket expenses Medicate recipients have to pay once their prescription drug costs reach $2,830. Would you like to see this part of ACA repealed?
- A new program will go into effect that will provide matching federal funds for long-term care services under Medicaid which provides medical care to the poor, to children and to pregnant women living under the federal poverty level. The federal government will also provide funds for home health care and attending services for people with disabilities. The new law requires that Medicaid be expanded to cover Americans whose incomes are at or below 133 percent of the federal poverty level — which equates to about $14,000 in 2010 for a person living alone. Would you like to see this part of ACA repealed?
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